News
5 Simple Ways To Create Savings From Income Savings

Taking control of your finances is a crucial step towards achieving financial stability and security. With so many expenses competing for your attention, it’s easy to get caught up in a cycle of overspending and debt. However, by implementing a few simple yet effective strategies, you can break free from financial stress and start building a safety net for the future.
In this article, we’ll explore five essential tips to help you create savings from your income. By following these practical steps, you’ll be well on your way to building a secure financial future today.
– Create a budget : Create a detailed budget plan for the month. Your budget should include your expenditures for the month not excluding allocation for discretionary spending like entertainment and Emergency funds. This would enable you track your expenses regularly to ensure you don’t go beyond what you have allocated for the month. You can allocate 70% of your income toward your budget list to cover necessary expenses like rent, utilities and groceries as they are a part of life.
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– Automate Your Savings : Set up automatic transfers from your checking account to your savings or investment accounts. This way, you’ll ensure that you save a fixed amount regularly, without having to think about it. You can allocate 20% of your income to this course.
– Establish your Financial priorities : it is very important to determine your financial priorities. This would enable you tend to the necessary obligations you might have. In establishing your financial priorities, you need to be specific in your financial goals . They should also be clearly stated out. This should help you stuck to your budget and save money.
– Eliminate your Debts : Debt can hold you back from achieving Financial stability. You can do this by allocating a specific percent of your income towards this course. Also avoid cumulating debt while eliminating the current one.
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– Cut Unnecessary Expenses: Identify areas where you can cut back on unnecessary expenses, such as Cancelling subscription services you don’t use, being strategic in your eating habits , Reduce entertainment expenses , try to beat addictions like smoking . You can track your actual spending to be able to identify areas.
These tips would help you spend less and save more. Remember, saving is a long-term process. Start with small steps, and gradually increase your savings over time.
VANGUARD
News
Edo SWAN Distances Self From Online Publication Against Enabulele

…demands retraction, warns member against unverified publication
The Sports Writers Association of Nigeria (SWAN), Edo State Chapter, has distanced itself from an online publication titled: ‘Samuel Ogbemudia Stadium Shut Against Stephen Keshi.’
A statement signed by the Secretary of the association, Comrade Idahosa Moses, Edo SWAN said neither was it consulted nor involved in the “framing of the narrative presented by the online publication.”
Edo SWAN described the publication as misleading, sensational and grossly lacking in factual balance.
The statement partly reads: “SWAN finds the report inconsistent with the ethical standards and core values of the journalism profession.
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“While Edo SWAN recognises and respects the sentiments expressed by Mr. Austin Popo, Secretary of the Board of Trustees of the Stephen Keshi Football and Vocational Training Centre (SKFTVC), concerning the challenges encountered in securing the use of the Samuel Ogbemudia Stadium for this year’s Stephen Keshi Memorial National Under-17 Soccer Tournament, it is imperative to state that such concerns should not be reported in a manner that imputes motives, assigns blame without verification, or portrays public officials as acting in bad faith.”
On allegations against the Executive Chairman of the Edo State Sports Commission, Hon. Amadin Desmond Enabulele, in the publication, SWAN described Enabulele as a “seasoned professional with a proven track record of integrity and dedicated service to sports development in Edo State.”
“Any insinuation that he or the Commission deliberately acted to undermine the memory and legacy of the late Stephen Okechukwu Keshi is not only unfair but also unsupported by verifiable facts.”
Edo SWAN, therefore, “strongly cautions the publisher of Popular News to desist from publishing unverified and inflammatory reports capable of misleading the public and damaging reputations.”
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“The Association formally demands that the controversial publication be withdrawn immediately and that an unreserved apology be tendered to Hon. Amadin Desmond Enabulele.”
SWAN further “extends its sincere apologies to the Chairman of the Edo State Sports Commission, who is also a Patron of the Edo SWAN Chapter, for any embarrassment or misrepresentation arising from the said publication, and assures him of its continued respect, support and cooperation.”
Edo SWAN, while stating that it “shares in the collective responsibility of preserving and honouring the legacy of the late Stephen Keshi—a national icon whose contributions to Nigerian football remain indelible—the Association, maintained that “this noble course must be pursued through constructive engagement, professionalism and mutual respect among all stakeholders.”
Edo SWAN, thereafter, warned “all sports writers in the state to avoid unverifiable reports and sensationalism, stressing that any member found culpable of professional misconduct will be decisively sanctioned in line with the Association’s statutes.”
News
Court Dissolves Petitioner’s Marriage Over Lack Of Love, Care

An Area Court sitting at Centre-Igboro, Ilorin in Kwara State, on Thursday, dissolved the four-year-old marriage between Aminat Mustapha and Wahab Adeshina, following the petitioner’s insistence.
The petitioner told the court that she was no longer interested in her marriage to her husband following claims of lack of love and care.
According to the News Agency of Nigeria (NAN), while delivering ruling, the presiding judge, Mr Toyin Aluko, held that the respondent had written to the court, accepting the divorce application made by his wife.
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Aluko, consequently, dissolved the marriage between the parties, and ordered the woman to observe one month iddah (waiting period) before she could remarry.
Meanwhile, the court granted custody of the two children in the marriage, ages one and three, to their mother.
He ordered the father to pay a monthly sum of N20,000 for the children’s feeding and maintenance.
The court also held that the respondent will be responsible for their education and healthcare.
Again, the court held that the father has unrestricted access to his children, but at reasonable time adding that he should be notified before any decision is taken on his children.
The judge ordered the petitioner to get a copy of the judgment and send same to the respondent.
News
Tinubu Embarks On Three-state Visit

President Bola Ahmed Tinubu will depart Abuja on Saturday on a working visit to Borno, Bauchi and Lagos.
This is contained in a statement issued by Presidential Spokesperson, Mr Bayo Onanuga, on Friday in Abuja.
While in Borno, the President will commission projects executed by the Borno State Government under Gov. Babagana Zulum, in collaboration with the Federal Government.
He will also attend the wedding ceremony of Sadeeq Sheriff, son of former Borno Governor, Sen. Ali Modu Sheriff, and his bride, Hadiza Kam Salem.
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From Maiduguri, Tinubu will proceed to Bauchi State to condole with the state government and the family of Sheikh Dahiru Bauchi, the renowned Islamic cleric and leader of the Tijjaniyya Muslim Brotherhood.
Sheikh Dahiru Bauchi died on Nov. 27.
After the condolence visit, the President will travel to Lagos, where he will spend the end-of-year holidays.
During his stay in Lagos, Tinubu is expected to attend several engagements, including the Eyo Festival scheduled for Dec. 27.
The festival, to be held at Tafawa Balewa Square, will honour notable personalities, including the President’s late mother, Alhaja Abibatu Mogaji, former Lagos State governors Alhaji Lateef Jakande and Chief Michael Otedola.
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