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Step-by-step Guide To Accessing FG Consumer Credit Scheme



Following the approval for the takeoff of the first phase of the Consumer Credit Scheme as part of efforts to enhance social mobility among Nigerians, the Nigerian Consumer Credit Corporation (CREDICORP) opened a website to encourage Nigerians to register loans for important purchases.

The scheme aims to make consumer credit accessible and empower economically active citizens.

Here’s a step-by-step guide on how civil servants and other Nigerians who are economically active can apply to enjoy this opportunity:


Step 1: Understand the scheme

Before applying, understand what CREDICORP offers. The scheme is designed to:
– Improve Nigeria’s credit reporting systems, ensuring every economically active citizen has a reliable credit score.

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– Provide credit guarantees and wholesale lending to financial institutions.


– Promote responsible consumer credit to improve quality of life and foster financial responsibility.

Step 2: Check eligibility

Initially, the scheme is open only to civil servants. Ensure you are employed in a civil service role to proceed with the application.

Step 3: Prepare the necessary documents


You will likely need the following documents to apply:

– Proof of employment in the civil service.

– Identification documents such as a national ID or passport.

– Proof of income or salary slips.


Step 4: Visit the official website

Access the CREDICORP application portal by visiting (

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This website will serve as your primary resource for application forms and additional information.


Step 5: Fill out the Application Form

Complete the application form available on the website. Ensure all information is accurate to avoid any delays in your application process. Double-check all entries before submission.

Step 6: Submit Your Application

After filling out the form, submit your application through the website. You might receive a confirmation email or a notification on the portal confirming your submission.


Step 7: Await Response

Once submitted, await feedback from CREDICORP. This could take a few days or weeks, depending on the volume of applications. Keep an eye on your email and the portal for any updates.

Step 8: Follow Up

If you haven’t heard back within the expected timeframe, it’s advisable to follow up through the contact details provided on the CREDICORP website.


The PUNCH had earlier reported that President Bola Tinubu had approved the takeoff of the first phase of the Consumer Credit Scheme.

This was contained in a statement signed by the Special Adviser to the President on Media and Publicity, Ajuri Ngelale.

The President believes every hardworking Nigerian should have access to social mobility, with consumer credit playing a pivotal role in achieving this vision,” the statement said.



13yrs After, Police Arrest Killer Of 6 Corps Members In 2011



The Bauchi Command of the Nigeria Police has arrested one Kabiru Musa also known as Dawa who allegedly masterminded the killing of 7 corps members, including a police constable in the 2011 post-election violence in Giade local government of Bauchi State.

The said Dawa, Vanguard learned, has been a constant source of terror to members of his community, until recently when he connived with his friend to kill a woman and dumped her body in a well.

Speaking to newsmen at the Command headquarters on Thursday, the Commissioner of Police, Bauchi Command, Auwal Mohammad said that some women had reported the abandoned body in a well which led to Dawa’s arrest.


On 18th April 2011 between the hours of 1230h 1300hrs a group of youth led by one Kabiru Musa AKA Dawa stormed Giade Divisional Police Headquarters following the announcement of the 2011 Presidential Election result armed themselves with dangerous weapons which included a knife popularly called Barandami.

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“…cutlasses, sticks, petrol (PMS) and attacked F/No. 020827 W/PC. Rifkatu Bappa who was on counter duty at the charge room. As a result, she sustained various degree of injuries and was immediately evacuated to FMC Azare and confirmed dead by a medical doctor,” he said.

Explaining further, Muhammad noted that the same Dawa killed one Bridget who had sought refuge in a police station and burnt her vehicle.


“Similarly, the said Dawa who was the Ringleader and his gang members used petrol (PMS) and set ablaze a motor vehicle one Toyota Starlet belonging to Mr. Peter Okoye which was kept for safekeeping during the peak of the attack.

“In furtherance of this dastardly act, the said Dawa attacked one Bridget Peter Okoye wife of Mr. Peter Okoye cut-off her fingers, the set fire of the said Motor vehicle affected/burned down the station which led to the gruesome murder of six (6) corps members who were at the station for safety.

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“The name of the corps members namely; Nkwazema Anslem with call-up no. NYSC/OWP/2010/127350, state code; BA/10B/1160 state of origin; Imo State. Adewumi seun paul with call-up no. NYSC/OOU/2010/155553, state code; BA/10B/1301, state of origin; Ekiti State.


“Okpokiri Obinna with call-up no. NYSC/AUU/2010/180200, state code; BA/10C/0950, state of origin; Abia
Teidi Olawale Tosin with call-up no. NYSC/ILR/2010/215976, state code; BA/10C/1220, state of origin; Kogi State.
Adewei Elliot with call-up no. NYSC/2011/0144144, state code; BA/11A/0274, state of origin; Bayelsa State.

“Ukeoma Ikechukwu Chibuzor with call-up no. NYSC/UNN/2011/077160, state code; BA/11A/1354, state of origin; Imo State. The above-mentioned corps members (May their soul rest in peace) tried to take to their heels while the said suspected killer (Dawa) alongside his syndicate run in pursued of the corps members to their various locations of refuge and gruesomely murdered them one after the other,” he added.

According to the Commissioner, Dawa also led his gang to break into shops of traders and stole valuables.

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The syndicate also attacked and broke into shops of traders and carted away valuables, further causing a breakdown of law and order. After a manhunt for a decade, the Suspect has been arrested and investigation is ongoing, after the conclusion, he will be arraigned in court based on the findings of the investigation.

“It may interest you to also know that the same suspect (Dawa) in a related development has been arraigned before the court for a case of criminal conspiracy and culpable homicide. The incident occurred on the 26th of April, 2024 at about 1030hrs, when some water vendors inhabitants of Unguwar Tudun Maje Giade town discovered the decomposed body of an adult girl in a well situated in the same address.

“Following the discovery of the decomposed body, they reported at the Divisional Police Headquarters Giade, where the DPO drafted his men, visited the scene and removed the remains to General Hospital Giade and she was certified dead by a medical doctor.

“Subsequently, the DPO invited the residents to come forward for identification and she was identified as Aisha Mohammad ‘f’ aged 17yrs of Giade LGA, Bauchi State.


“During investigation, two people were accused and arrested in connection to the crime namely;

“Kabiru Musa ‘m’ aged 30yrs aka “Dawa” 2. Anas Adamu ‘m’ aged 31yrs all of Giade LGA, Bauchi State.

“During interrogation, the first defendant denied the allegation against him while the second accused freely confessed to the crime and confirmed that they killed the said (Aisha) deceased and dumped her body into the well together with the said Dawa who happens to be his boss,” he concluded.



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Flooding: INEC Boss, Yakubu Inspects Damaged Facilities In Edo, Promises Replacement



The Chairman, Independent National Electoral Commission (INEC), Prof. Mahmood Yakubu on Thursday said the damaged facilities in the Edo office would be replaced before the Sept. 21 governorship election.

Yakubu said this during an on-the-spot-assessment of the level of damage done to its facilities by the flood disaster occasioned by torrential rain in Benin on May 24.

The flood disaster destroyed some voter enrollment machines already configured for the Continuous Voter Registration exercise.


Speaking after the inspection of the facilities, Yakubu said he was in Benin to assess the level of damage with a view to immediately proffering solutions to whatever problems that has arose from the disaster.

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He said the flood disaster would not hinder the smooth conduct of the governorship election in the state, adding that the commission would do an assessment of what was damaged and respond appropriately.

He expressed joy that no life was lost to the flood.


“This is not a regular visit. We are here to see what happened to our facilities after the flooding that occurred on Friday, May 24.

“I came here with the Director of ICT because some machines were destroyed and I also came with the federal controller of works because he would be helping us to address the flooding problems in and around the INEC office in Benin.

“Providing working equipment and ensuring a conducive work environment is as crucial as paying salaries.

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“So we will ensure that we fix the damaged facilities before the election,” he said.

The INEC chairman also disclosed that the CVR exercise would continue in spite of the damage caused by the flood disaster.

He, however, described the turnout of registrants as impressive, stressing that the damaged facilities poses no threat to the ongoing CVR and election.

“We took proactive measure to ensure that the CVR was not affected by calling for additional resources from neighboring states since INEC was one national body.”


According to him, the present Commission has enough experience in conducting governorship election and this is the third governorship election we will be conducting in Edo since 2016.

Earlier, the State Resident Electoral Commissioner, Dr Anugbum Onuoha thanked the Chairman for being proactive in responding to the disaster.

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JUST IN: Sanusi Makes First Appointment Amid Emirship Tussle



As the controversy trailing Kano Emirate tussle continues, the 16th Emir of Kano, Muhammadu Sanusi II has on Thursday made his first appointment.

This was coming barely a week after he was reinstalled as the Emir.

Sanusi, the former Governor of Central Bank of Nigeria, CBN, approved the appointment of a new Ward Head of Kofar Mazugal, Hamisu Sani in Dala Local Government area of the state.


The Emir called on the new ward Head to ensure peaceful coexistence among the subjects of the area and contribute his quota towards the development of the state as a whole.

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Earlier, district heads and personalities such as delegations from religious and market bodies paid homage on Emir Sanusi at the palace.

The delegation includes, Ansarulddeen Tijjanniya sect and Traders from Kano popular textile market (Kantin Kwari) as well as the commodities market (Singer market) among others.


Recall that Sanusi II was reinstalled as the Emir of Kano last Thursday after the Kano State House of Assembly and Governor Abba Yusuf repealed and accented the Kano State Emirates Councils (Repeal) Bill 2024 into law.

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