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Third-Party Insurance: Things To Know About The Latest Police Enforcement

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The Nigeria Police Force on February 1st 2025, launched a nationwide enforcement of third-party motor insurance.

This new initiative aims to curb the high number of uninsured vehicles on Nigerian roads and provide victims of accidents with proper compensation.

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While the policy has been established under the Insurance Act of 2003, many Nigerians, especially vehicle owners, remain uncertain about the details and implications of this enforcement

The enforcement exercise is kicking off simultaneously across the country. Motorists without valid third-party insurance have been advised to comply or face the consequences.

READ ALSO: Police Bust Gang Targeting Bank Customers, Stealing From Cars

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In a press statement released by the National Insurance Commission, titled “Understanding the Latest Announcement of the Enforcement of Third-Party Insurance by the Nigeria Police Force,” it was revealed that third-party insurance is the minimum coverage compulsorily required by law for any vehicle on Nigerian roads, while Comprehensive Motor Insurance is optional and recommended.

The statement reads: “The National Insurance Commission welcomes the announcement by the Nigeria Police Force that, effective 1st February 2025, there will be a nationwide enforcement of Third-Party Motor Insurance for all vehicles on Nigerian roads. This move aims to ensure compliance with Section 68 of the Insurance Act 2003.

“The Commission recognizes that many Nigerians, especially vehicle owners, may not fully understand the importance of the law or the benefits of the Third-Party Motor Insurance Policy. So, what does this mean for vehicle owners in Nigeria? To answer this question, the Commission states as follows:

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“Third-Party Motor Insurance is the minimum coverage compulsorily required by law for any vehicle on our roads, while Comprehensive Motor Insurance is optional but recommended.

READ ALSO: JUST IN: Speed Darlington Regains Freedom After Two Months In Police Custody

“The purpose of every vehicle on the road having Third-Party Motor Insurance is to ensure the safety of others and provide financial compensation for damages, injuries, or loss of life in the event of accidents covered by the policy.

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“The Third-Party Motor Insurance Policy can be procured from or through only licensed insurance entities authorized by the National Insurance Commission to transact Motor Insurance business in Nigeria.

“The Third-Party Motor Insurance Policy is sold for a premium of N15,000 per year to private car owners, while the premiums for commercial vehicles vary depending on the type of vehicle.

“The Third-Party Motor Insurance Policy offers policyholders coverage up to N3 million to repair or replace the property of an innocent third party damaged during an accident. It also provides access to limited medical care for any injured third party as a result of the accident. In addition, it provides financial compensation to the family of the deceased innocent third party in the event of death.

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READ ALSO: Edo Police Arrest Man For Allegedly Raping Minor

“Furthermore, the Third-Party Motor Insurance Policy now includes third-party motor insurance coverage for the vehicle if driven to any West African country, as per the ECOWAS Brown Card Scheme.

“The Commission encourages vehicle owners in Nigeria to take full advantage of the enforcement announced by the Nigerian Police Force to ensure the safety and protection of lives, properties, and financial compensation for innocent third parties on our roads.

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“A Complaints Bureau is also in place at the National Insurance Commission for resolving any complaints from the public who may be dissatisfied with an insurance company’s service or response to claims.”

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Shock As Adeleke Employs Roadside puff-puff Hawker As Govt House Chef

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Osun State Governor, Ademola Adeleke, on Thursday shocked a female puff-puff seller during a rally in Osogbo by buying all her snacks with ₦50,000 and offering her employment as a chef at the Government House.

This happened when Osun public servants trooped out in their thousands in what they called an appreciation solidarity rally in support of the governor for his support and care since he took over state governance.

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It was observed that the governor, who sat in the bus, had sighted the woman who was among the crowd cheering him.

He immediately beckoned to the woman carrying a plastic container filled with puff-puff on her head and asked how much it would cost to buy all the snacks.

READ ALSO:Adeleke Flies To US For Davido’s Wedding

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The female hawker, who was visibly surprised and star-struck at the level of her proximity to the governor, found it difficult to even tell the governor how much she sold the snacks.

Surprisingly, Adeleke handed her a bundle of ₦50,000 to the cheers of the crowd.

The lucky woman knelt down in appreciation of the governor’s generosity.

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Excited onlookers quickly rushed to share the snacks in the plastic already purchased by the governor.

READ ALSO:Tinubu Hosts Gov Adeleke, Deji Adeleke, Davido In Lagos

The governor invited the vendor inside the vehicle where one of his officials questioned her academic background, and she revealed that she holds a Nigerian Certificate in Education.

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Adeleke further asked about the dishes she could prepare and instructed his aides to take her contact details for employment as a chef in the Government House.

Confirming the development, the Commissioner II at the Osun State Civil Service Commission, Olaniyan Taofeek, shared the video on X (formerly Twitter), writing: “The moment Gov. Adeleke turned the life of a puff-puff seller into a Government House chef.”

READ ALSO:It’s Like He Came Back – Davido Discloses Son’s Resemblance To Late Ifeanyi Adeleke

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A Special Assistant to the Governor on Digital Media, Oni Gbenga Lawrence, also corroborated the incident in a post on X, stating: “Moment Governor Ademola Adeleke turned the life of a puff-puff seller to Government Chef… not only ₦50k but he invited her into his car and employed her as chef in the Government House.”

The Guardian correspondent, who was at the scene of the welcome rally, made efforts to interview the lucky vendor, but they did not yield as she was not allowed to alight from the bus throughout the event.
(The Guardian)

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Katsina Govt Revokes Licenses Of All Private, Community Schools

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The Katsina State Government has withdrawn the operating licenses of all private and community schools in the state, with effect from August 13, 2025.

The announcement came through a circular issued by the Ministry of Basic and Secondary Education and signed by Commissioner Hajiya Zainab Musa-Musawa.

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The ministry’s Public Relations Officer, Malam Sani Danjuma, released the document in Katsina on Saturday.

READ ALSO:JUST IN: Kastina Commissioner Assassinated

According to the circular, the move is part of the government’s effort to strengthen quality assurance and standardization within the education sector.

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The withdrawal of licenses is aimed at ensuring that schools operate in line with approved standards and provide quality education to students,” Danjuma said.

The circular also outlined a review of fees for license application, registration, and annual renewal.

READ ALSO:Katsina, UNDP To Return 270,000 IDPs To Ancestral Homes

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“Owners of affected schools are required to obtain fresh licenses by submitting proof of payment to the ministry on or before September 30, 2025.”

The statement also added that school operators have been warned not to increase tuition or other charges without government approval.

The ministry further promised to issue additional guidelines soon, including categorization of schools and the revised fee structure.

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JUST IN: Oldest Missionary To Nigeria, Ruth Elton, Is Dead

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British-born Nigerian missionary, Ruth Elton, reputed to be the oldest missionary has passed on at the age of 91.

Ruth Elton, born 7 September 1933, was a British-born Nigerian missionary whose lifelong dedication to faith, healing, and revival left an indelible mark on communities across western and central Nigeria.

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It was learnt that Elton died on Saturday at Sharon compound, Alafia Bamin Quarters in Ilesa, Osun State.

She was the only daughter of Pa Elton and her remains have been deposited at the mortuary.

READ ALSO: BREAKING: Former Customs Comptroller-General, Ahmed Aliyu Mustapha, Is Dead

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Ruth Elton, daughter of Sydney Granville Elton (Pa Elton), who is referred to as one of the founding fathers of Pentecostalism in Nigeria, had approached a Kaduna court and nationalised as a Nigerian.

At old age and despite the happenings in Nigeria, she still held in high esteem her father’s prophecies that although Nigeria could be known globally for corruption, it would only for a while as new dawn would beckon when the country would be known worldwide for righteousness and prosperity.

Elton moved to Nigeria in 1937 with her parents and served as a Christian missionary across Egbe, Okene, Koton Karfe, and other parts of Kogi, Ondo, Oyo, and Osun States.

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A naturalised Nigerian, having renounced her British citizenship in the 1970s, she embraced the country completely and became fluent in Ebira and Yoruba.

Elton, who remained single, believed that she had made a true mark in the country and apart from her missionary work, she saw her efforts in taming infant mortality, especially in Okene, Kogi State as a generational impact.

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Relating her experience on infant mortality in the country, Elton recently noted that many newborn babies had passed on due to lack of proper care and hygiene, adding that the practice of force-feeding babies contributed to the challenges, especially in the face of poor awareness.

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