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Third-Party Insurance: Things To Know About The Latest Police Enforcement

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The Nigeria Police Force on February 1st 2025, launched a nationwide enforcement of third-party motor insurance.

This new initiative aims to curb the high number of uninsured vehicles on Nigerian roads and provide victims of accidents with proper compensation.

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While the policy has been established under the Insurance Act of 2003, many Nigerians, especially vehicle owners, remain uncertain about the details and implications of this enforcement

The enforcement exercise is kicking off simultaneously across the country. Motorists without valid third-party insurance have been advised to comply or face the consequences.

READ ALSO: Police Bust Gang Targeting Bank Customers, Stealing From Cars

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In a press statement released by the National Insurance Commission, titled “Understanding the Latest Announcement of the Enforcement of Third-Party Insurance by the Nigeria Police Force,” it was revealed that third-party insurance is the minimum coverage compulsorily required by law for any vehicle on Nigerian roads, while Comprehensive Motor Insurance is optional and recommended.

The statement reads: “The National Insurance Commission welcomes the announcement by the Nigeria Police Force that, effective 1st February 2025, there will be a nationwide enforcement of Third-Party Motor Insurance for all vehicles on Nigerian roads. This move aims to ensure compliance with Section 68 of the Insurance Act 2003.

“The Commission recognizes that many Nigerians, especially vehicle owners, may not fully understand the importance of the law or the benefits of the Third-Party Motor Insurance Policy. So, what does this mean for vehicle owners in Nigeria? To answer this question, the Commission states as follows:

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“Third-Party Motor Insurance is the minimum coverage compulsorily required by law for any vehicle on our roads, while Comprehensive Motor Insurance is optional but recommended.

READ ALSO: JUST IN: Speed Darlington Regains Freedom After Two Months In Police Custody

“The purpose of every vehicle on the road having Third-Party Motor Insurance is to ensure the safety of others and provide financial compensation for damages, injuries, or loss of life in the event of accidents covered by the policy.

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“The Third-Party Motor Insurance Policy can be procured from or through only licensed insurance entities authorized by the National Insurance Commission to transact Motor Insurance business in Nigeria.

“The Third-Party Motor Insurance Policy is sold for a premium of N15,000 per year to private car owners, while the premiums for commercial vehicles vary depending on the type of vehicle.

“The Third-Party Motor Insurance Policy offers policyholders coverage up to N3 million to repair or replace the property of an innocent third party damaged during an accident. It also provides access to limited medical care for any injured third party as a result of the accident. In addition, it provides financial compensation to the family of the deceased innocent third party in the event of death.

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READ ALSO: Edo Police Arrest Man For Allegedly Raping Minor

“Furthermore, the Third-Party Motor Insurance Policy now includes third-party motor insurance coverage for the vehicle if driven to any West African country, as per the ECOWAS Brown Card Scheme.

“The Commission encourages vehicle owners in Nigeria to take full advantage of the enforcement announced by the Nigerian Police Force to ensure the safety and protection of lives, properties, and financial compensation for innocent third parties on our roads.

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“A Complaints Bureau is also in place at the National Insurance Commission for resolving any complaints from the public who may be dissatisfied with an insurance company’s service or response to claims.”

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FG Unveils Revised Curriculum For Basic, Secondary, Technical Education

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Minister of State for Education, Prof. Suwaiba Said Ahmad

The Federal Government said it completed a comprehensive review of school curricula for basic, senior secondary and technical education aimed to make Nigerian learners “future-ready.”

The Ministry of Education disclosed this in a statement signed on Friday by its Director of Press and Public Relations, Boriowo Folasade, and made available to newsmen on Sunday.

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Folasade said the Minister of State for Education, Prof. Suwaiba Said Ahmad announced the curriculum on behalf of the Minister of Education, Dr. Maruf Alausa, while speaking in Abuja.

READ ALSO:FG Shuts 22 Illegal Tertiary Institutions

According to the minister, the review was carried out in collaboration with key education stakeholders, including the Nigerian Educational Research and Development Council, the Universal Basic Education Commission, the National Senior Secondary Education Commission and the National Board for Technical Education.

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The new framework is designed to reduce content overload, improve learning outcomes, and ensure Nigerian students are equipped with skills relevant to today’s global demands.

Prof. Ahmad said the exercise went beyond merely trimming subjects, stressing it focused on improving content to promote deeper learning and reduce overload for pupils and students.

Under the revised structure, pupils in Primary 1–3 will study a minimum of nine and a maximum of 10 subjects; pupils in Primary 4–6 will take 10 to 12 subjects. Junior secondary students may offer 12 to 14 subjects, senior secondary students will take eight to nine subjects, and technical schools will offer nine to 11 subjects,” the statement read.

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The revised curricula will reduce content overload and create more learning time for students,” Prof. Ahmad said, adding that the changes reflect the government’s commitment to delivering quality, practical and relevant education in a rapidly changing world.

The Ministry of Education commended stakeholders for their role in the review and said implementation will be accompanied by strict monitoring to ensure a smooth transition across schools nationwide.

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The ministry did not give an exact date for rollout, but said the new curricula will be phased in with oversight from relevant agencies to guarantee effective adoption.

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Over 23,000 People Still Missing In Nigeria — ICRC

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The International Committee of the Red Cross says more than 23,659 people remain missing in Nigeria, leaving 13,595 families in anguish, most of them women struggling with uncertainty and hardship.

Protection of Family Links Team Leader of ICRC in Damaturu, Mr Ishaku Luka, disclosed this on Sunday during activities to mark the International Day of the Disappeared.

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He said 68 per cent of those still searching for answers were women, while 59 per cent of those missing were minors at the time of their disappearance.

According to him, Yobe State alone accounts for 2,500 cases, the majority recorded in Gujba Local Government Area.

Behind every missing person is a family living in pain, uncertainty, and economic difficulty.

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The anguish is compounded by legal, administrative, and psychosocial challenges. These families deserve acknowledgement, care and support,” Luka said.

He explained that the issue of missing persons was one of the most devastating consequences of armed conflicts, disasters, and migration.

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He urged parties to conflicts, authorities, and communities to take greater responsibility in preventing disappearances.

Sharing ICRC’s interventions, Luka said by June 30, the organisation had collected 451 new cases in Nigeria, and closed 515 cases.

Luka added that the organisation had facilitated the reunification of seven separated children with their families.

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READ ALSO:FG To Earn N180bn From Fire, Cassava Investments – ICRC

Every day, worldwide, we help reunite 20 people with their families. Every hour, we help clarify the fate of two missing people. Every minute, we help four separated persons contact their loved ones,” he added.

Head of ICRC Sub-delegation in Damaturu, Mr Rashid Hassan, said families of the missing should not be left alone in their struggles.

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Time does not heal. Acknowledgement, answers and respect do. Families must know that their loved ones are not forgotten and their demands are heard,” Hassan stressed.

He said the ICRC, working with the Nigerian Red Cross Society (NRCS), had provided mental health and psychosocial support, livelihood assistance, and orientation programmes for families of missing persons in Borno and Adamawa states.

Hassan urged authorities to fulfill their obligations by clarifying the fate of missing persons, protecting the dignity of the dead, and addressing the economic and social needs of the affected families.

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He also called on society to show solidarity, avoid stigmatisation, and support the resilience of families searching for answers.

Globally, Hassan said, more than 94,000 people were newly registered as missing in 2024, bringing the total to 284,400.

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He stressed, however, that the figure represented only a fraction of the real number.

As we commemorate this day, we renew our commitment to advocate for the rights of the disappeared and to push for continuous efforts in searching for answers.

“No family should live with the torment of uncertainty,” Hassan said.

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(NAN)

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Ex-TVC’s ‘Your View Host,’ Afolabi-Brown, Admits Ignorance In Past Criticism Of Peter Obi

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… narratives how she once considered suicide

Former Your View host, Morayo Afolabi-Brown, has said her past remarks about former Anambra State governor, Peter Obi, were made without knowing much about him or his record in office.

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The veteran media personality, in an interview with Chude Jideonwo, explained that her comments on the Labour Party presidential candidate at the time were not based on personal familiarity with his record.

“It was because I did not know him. After I made that comment, people called me and said, ‘Morayo, do you realise that when he was governor, he actually served us?’

“So that was him. I said, ‘Oh, I did not know,’” she said.

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The broadcaster also opened up about her battle with depression, recalling how she once considered taking her own life.

READ ALSO:Your View Host, Morayo Brown, Resigns From TVC

“I was depressed. It got so bad that I thought I was suicidal. I just left everything behind.

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“I remember just walking on the express, hoping a car would hit me. It was that bad,” she revealed.

Afolabi-Brown explained that she decided to step away from Your View after the show’s tenth anniversary, saying she had long harboured the thought of moving on.

It was when we were 10 years old that I knew it was time to move on to the next thing.

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I’ve been harbouring that thought for a while, but I just didn’t know to what or where, you know.

“But I think last year, I got that light bulb moment,” she said.

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Brown further narrated how she was sacked from TVC until her identity became known to President Bola Ahmed Tinubu.

People now call Asiwaju, ‘Do you know whose child was sacked?’ He said, ‘I’m not aware.’

READ ALSO:Naira Abuse: Don’t Condemn Tompolo Over Mere Allegation, Says EFCC Boss

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He said, ‘This is the Alao Aka-Bashorun’s daughter. That’s when he knew it was me,” she recalled.

On controversies during her career, she revisited the uproar that trailed an on-air interview in which she was accused of calling her husband a pedophile.

According to her, the First Lady’s intervention helped her make peace and publicly apologise.

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Her exit from Your View, she noted, marked the end of her 12-year journey on the breakfast show.

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