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OPINION: My Pension, Your Pension In the Hands Of ‘Lagos’

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By Suyi Ayodele

Lagos does not have restraints when it comes to spending money. His first name is Nínál’owó (Money is meant to be spent). His middle name is Gbogbo ejò jíjeni (All snakes are edible). But I won’t keep quiet while he puts my future in the incinerator of his ways. Lagos is like an agbara ojo (erosion). Yoruba elders say àgbàrá òjò ò’lóhun ò nílé wó, onílé ni ò nì gbà fun (the mission of erosion is to destroy the building; it is the owner that will resist it).

The Yoruba word for spendthrift is àpà. There is Arungún (ruiner of inheritance) sitting very close to àpà. Both are relations of ikán (termites) in Yoruba semiotic. No matter the semantic shift exercise one carries out on each of them, they give the same meaning; denotatively and connotatively. Àpà is a waster. Arungún, otherwise known as Omo òsì (child of misery) is a destroyer of inheritance or estate. He is a typical reverser of fortune. Nothing is too precious for an àpà or an arungún to destroy. Termites eat up anything, no matter how precious.

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There is an Ekiti folk song that warns of the activities of an arungún. The song warns of the implications of leaving one’s inheritance in the hands of a waster. Èhìn ayé enin/ kò se fi sílè fún omo òsì (One should not leave one’s estate for a waster child). No parent prays to have such a child to inherit his or her estate. No matter how many years it took the parents to build their estates, once such are inherited by an arungún, the estates go into ruins within a short period.

Years ago, an elderly man, a senior journalist, pointed at a telecommunications mast on Ugbague Street, Benin, to me. “You see that mast over there, Suyi”, he said. I followed the direction of his pointed finger and affirmed. He continued: “Will you believe me if I tell you that that plot of land and all the plots that have now turned to market once belonged to an Esama of Benin Kingdom?” I answered that it was not possible. My little knowledge of Benin chieftaincy matters tells me that only the wealthiest becomes the Esama of Benin. The elderly fellow affirmed that, and added that the owner of the property was once a wealthy man and was conferred with the title of Esama by the reigning Omo N’Oba then.

But upon his death, his arungún children sold off the estate the man had such that nobody could remember that their forebear was once the richest man in the Kingdom. The elderly fellow told me the story behind the ruinous heritage of the once prosperous Esama. I reserve that story for another time when we would have the time and space to discuss it. Pray you don’t have an arungún to inherit your estates; they leave such in ruins! Terrible!

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Arungún omo abound in our localities. We have wasted estates of once prosperous parents in our neighbourhoods. Nothing can be worse than for people to say the family of Mr. Làkásègbé was once wealthy. Once an arungún manages an estate, the siblings end up as paupers! Because of an arungún, children of butchers beg for bones, and those of the wealthy roam the streets in abject poverty. Nigeria has been unfortunate with its arungún leaders, especially those we have had since the collapse of the First Republic. From the North to the South; from the West to the East, all the legacies left behind by the founding fathers of the country have been laid waste by the arungún children who took over leadership positions.

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Nigeria is a typical example of a family once in wealth but now in poverty. Our case is not because our natural resources have dried up. No. God has blessed us more than many prosperous countries of the world. We have many other natural resources that we have not even tapped. Our problem lies in the fact that we have had termites as leaders. We have been unfortunate to have wasters in the helms of our affairs, at virtually all levels of government. We are a nation led by leaders who don’t save for the future. We have been ruled and ruined by those who eat the yam tubers and the seedlings for future planting seasons. They are the type called òjusu jègùn (he who eats both the yam and the sprouting seedlings) in my native tongue. The elders of my place, again, say an òjusu jègùn has eaten the next harvest (òjusu jegùn; àmódún ló je).

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Nigeria is the only country where people work in the civil service for over three decades and retire into penury. We are not known to pay gratuities to retirees at the point of their disengagements from public service. Many of them die without collecting their gratuities. While Kayode Fayemi was governor of Ekiti State, he came up with a ‘novel’ solution to gratuity payment. He asked retirees willing to get their entitlements to let go of as much as 25 percent of their gratuities, otherwise, they will wait till only-God-knows-when! The last set of retirees in the state who got their entitlements were those who retired in March 2014. In the last 10 years, no retiree in Ekiti State has been paid his gratuity. Worst hit are local government and primary school teachers’ retirees, who have not been paid gratuities since 2012! The same thing goes for the monthly stipends to retirees known as pension. Stories abound about how senior citizens die on the queues while waiting to collect their pension. These are people who spent their youthful years serving their fatherland!

To address the problem, the administration of President Olusegun Obasanjo introduced the Contributory Pension Scheme (CPS), in 2003. Under the scheme, both the employers and the employees are compelled to contribute a certain percentage of the employees’ salaries to the fund on a monthly basis. The funds are also placed in the hands of independent financial institutions known as Pension Fund Operators (PenOP) to manage. The beauty of this scheme is that while government intervention in the management of pension is eliminated, employees in the private sector (corporate bodies), who were hitherto at the mercy of their shylock employers, are also accommodated.

MORE FROM THE AUTHOR: OPINION: Onitiri-Abiola And The Madness In Ibadan

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Speaking recently at a meeting with PenOP, Obasanjo said that one of the major reasons for the pension reform was his pain at seeing so many pensioners queuing up to collect their pensions, especially during his first term in office. The retired General stressed that he was particularly pained to see military men who had served the nation, spending hours or days to collect their pensions. “With this in mind, we resolved to see how the government could make pension management and administration private sector driven and more in line with global best practices. I was pleasantly surprised at the growth of the pension assets over the last 20 years as my administration instituted the pension reforms, and pushed to have a bill to reform the way pension administration was done in Nigeria. They did not think that the assets would grow this quickly and have the positive effect it has had so far.” The former president enthused. In the last 20 years, the funds in the various pension accounts, contributed by workers in the public and those in the private sectors, have grown to over N20 trillion. That is how leaders grow estates. That is how forebears take care of the future. But hand over such an inheritance to an arungún omo, the people will be in pain afterwards.

The over N20 trillion in the pension funds account is the next nectar that the Lagos man in charge of our affairs is targeting to lick in the name of building infrastructure. Having drained all the available resources, the President Bola Ahmed Tinubu administration is taking his predatoriness to the pension account. To many of us, we don’t find this behaviour strange given the fact that it fits perfectly to the financial identikit of President Tinubu as a Nínál’owó. Expectedly, since the Tinubu administration, through its Coordinating Minister for the Economy and Minister of Finance, Mr.Wale Edun, muted the idea of taking the owó ojú eégún (money kept in the masquerade’s grove), hell has been let loose on the government. Also, many groups, obviously members of the government’s Hallelujah orchestra, have been unleashed on the media space to defend the government.

Former Vice President and presidential candidate of the Peoples Democratic Party (PDP), Atiku Abubakar, while reacting to the development said that the move is “illegal”, as “there is NO free Pension Funds that is more than 5% of the total value of the nation’s pension fund for Mr. Edun to fiddle with.” Atiku, who was with Obasanjo when the pension reforms that resulted in the over N20 trillion being coveted by Tinubu and his Lagos boys warned: “Even at that, this move must be halted immediately! It is a misguided initiative that could lead to disastrous consequences on the lives of Nigeria’s hardworking men and women who toiled and saved and who now survive on their pensions having retired from service. It is another attempt to perpetrate illegality by the Federal Government. The government must be cautioned to act strictly within the provisions of the Pension Reform Act of 2014 (PRA 2014), along with the revised Regulation on Investment of Pension Assets issued by the National Pension Commission (PenCom). In particular, the Federal Government must not act contrary to the provisions of the extant Regulation on investment limits to wit: Pension Funds can invest no more than 5% of total pension funds’ assets in infrastructure investments.”

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MORE FROM THE AUTHOR: OPINION: Fubara, Wike And Day I Broke Duck’s Eggs

As it is wont to do, the Tinubu government unleashed his attack Rottweilers on Atiku and every other person that has risen against the intending daylight robbery of the pension funds. One of such nondescript groups, the Independent Media and Policy Initiative (IMPI), equally led by one Niyi Akinsiju, I am told he played the same under President Muhammadu Buhari, said that by voicing his opinion against the move to use the pension funds for infrastructural developments, Atiku had merely become “a government critic and opposition leader.” One wonders what Atiku is expected to do if he could not criticise bad government initiatives! The group quoted sections 5.1, 5.2 and 5.15 of the Pension Reform Act, 2014, to justify why the light-fingered Federal Government of Tinubu could dip its filthy hands into the pension pockets and spend the funds therein. Ridiculously, IMPI assured Nigerians that after tampering with the funds, the government would guarantee its safety on the jejune argument that the “…FGN issued securities are considered as the safest of all investments in domestic debt market because it is backed by the ‘full faith and credit’ of the Federal Government, and as such it is classified as a risk-free debt instrument.” Nonsense! Balderdash!! Bunkum!!!

It baffles me why some people deliberately choose to be fatuous. If the Federal Government could guarantee the safety of the pensions, why was the need for the pension reform in the first instance? Where was this Akinsiju of a mould, when pensioners were dying in their hundreds on the queues waiting for their pensions? Is he that ignorant to note that what this wastrel government intends to spend belongs to workers in both the public and the private sectors? That the pension funds belong to workers of the government’s civil services and those from the infamous AFAMACO JOB (work without pay) of Benin? Can Akinsiju and those in his caste tell Nigerians how many of those things committed to this government in the last one year it has been able to secure? Can he tell us how this government met our economy and how low it has taken it? What was the cost of living before Tinubu came on May 29, 2023, and what is the cost of living now? How on earth would anyone want to commit the future of hapless Nigerian workers both in the public and private sectors to the hands of these thriftless individuals who spare nothing? How long would our leaders behave like common arungún and we would clap for them?

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I have no doubt that this government is both deaf and dumb. I suspect also that compassion is in abysmally short supply in this era. I am equally of the strong opinion that neither President Tinubu, nor his boys and hangers-on, have any soupcon of respect for the Nigerian masses. But I want to quickly tell them that the pension fund is the life and last hope of many Nigerians currently working in the private and public sectors. If I were Tinubu, I would not touch their money!

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Out-of-school: Group To Enroll Adolescent Mothers In Bauchi

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Women Child Youth Health and Education Initiative (WCY) with support from Malala Education Champion Network, have charted a way to enroll adolescent mothers to access education in Bauchi schools.

Rashida Mukaddas, the Executive Director, WCY stated this in Bauchi on Wednesday during a one-day planning and inception meeting with education stakeholders on Adolescent Mothers Education Access (AMEA) project of the organisation.

According to her, the project targeted three Local Government Areas of Bauchi, Misau and Katagum for implementation in the three years project.

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She explained that all stakeholders in advancing education in the state would be engaged by the organisation to advocate for Girl-Child education.

READ ALSO:Maternal Mortality: MMS Tackling Scourge —Bauchi Women Testify

The target, she added, was to ensure that as many as married adolescent mothers and girls were enrolled back in school in the state.

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Today marks an important step in our collective commitment to ensuring that every girl in Bauchi state, especially adolescent who are married, pregnant, or young mothers has the right, opportunity, and support to continue and complete her education.

“This project has been designed to address the real and persistent barriers that prevent too many adolescent mothers from returning to school or staying enrolled.

“It is to address the barriers preventing adolescent mothers from continuing and completing their education and adopting strategies that will create an enabling environment that safeguard girls’ rights to education while removing socio-cultural and economic obstacles,” said Mukaddas.

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READ ALSO:Bauchi: Auto Crash Claimed 432, Injured 2,070 Persons In 1 Months — FRSC

She further explained to the stakeholders that the success of the project depended on the strength of their collaboration, the alignment of their actions, and the commitments they forge toward the implementation of the project.

Also speaking, Mr Kamal Bello, the Project Officer of WCY, said that the collaboration of all the education stakeholders in the state with the organisation could ensure stronger enforcement of the Child Rights Law.

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This, he said, could further ensure effective re-entry and retention policies for adolescent girls, increased community support for girls’ education and a Bauchi state where no girl was left behind because of marriage, pregnancy, or motherhood.

“It is observed that early marriage is one of the problems hindering girls’ access to education.

READ ALSO:Bauchi: Auto Crash Claimed 432, Injured 2,070 Persons In 1 Months — FRSC

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“This organisation is working toward ensuring that girls that have dropped out of school due to early marriage are re-enrolled back in school,” he said.

Education stakeholders present at the event included representatives from the state Ministry of Education, Justice, Budget and Economic Planning and Multilateral Coordination.

Others were representatives from International Federation of Women Lawyers, Adolescent Girls Initiative for Learning and Empowerment (AGILE), Bauchi state Agency for Mass Education, Civil Society Organization, Religious and Traditional institutions, among others.

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They all welcomed and promised to support the project so as to ensure its effective implementation and achieve its set objectives in the state.

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OPINION: Fubara, Adeleke And The Survival Dance

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By Israel Adebiyi

You should be aware by now that the dancing governor, Ademola Adeleke has danced his last dance in the colours of the Peoples Democratic Party. His counterpart in Rivers, Siminalayi Fubara has elected to follow some of his persecutors to the All Progressive Congress, after all “if you can’t beat them, you can join them.”
Politics in Nigeria has always been dramatic, but every now and then a pattern emerges that forces us to pause and think again about where our democracy is heading. This week on The Nation’s Pulse, that pattern is what I call the politics of survival. Two events in two different states have brought this into sharp focus. In both cases, sitting governors elected on the platform of the same party have found new homes elsewhere. Their decisions may look sudden, but they reveal deeper issues that have been growing under the surface for years.

In Rivers, Governor Siminalayi Fubara has crossed into the All Progressives Congress. In Osun, Governor Ademola Adeleke has moved to the Accord Party. These are not small shifts. These are moves by people at the top of their political careers, people who ordinarily should be the ones holding their parties together. When those at the highest levels start fleeing, it means the ground beneath them has become too shaky to stand on. It means something has broken.

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A Yoruba proverb captures it perfectly: Iku to n pa oju gba eni, owe lo n pa fun ni. The death that visits your neighbour is sending you a message. The crisis that has engulfed the Peoples Democratic Party did not start today. It has been building like an untreated infection. Adeleke saw the signs early. He watched senior figures fight openly. He watched the party fail to resolve its zoning battles. He watched leaders undermine their own candidates. At some point, you begin to ask yourself a simple question: if this house collapses today, what happens to me? In Osun, where the competition between the two major parties has always been fierce, Adeleke was not going to sit back and become another casualty of a party that refused to heal itself. Survival became the most reasonable option.

His case makes sense when you consider the political temperature in Osun. This is a state where the opposition does not sleep. Every misstep is amplified. Every weakness is exploited. Adeleke has spent his time in office under constant scrutiny. Add that to the fact that the national structure of his party is wobbly, divided and uncertain about its future, and the move begins to look less like betrayal and more like self-preservation.

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Rivers, however, tells a slightly different story. Fubara’s journey has been a long lesson in endurance. From the moment he emerged as governor, it became clear he was stepping into an environment loaded with expectations that had nothing to do with governance. His political godfather was not content with being a supporter. He wanted control. He wanted influence. He wanted obedience. Every decision was interpreted through the lens of loyalty. From the assembly crisis to the endless reconciliation meetings, to the barely hidden power struggles, Fubara spent more time fighting shadows than building the state he was elected to lead.

It soon became clear that he was governing through a maze of minefields. Those who should have been allies began to treat him like an accidental visitor in the Government House. The same legislators who were meant to be partners in governance suddenly became instruments of pressure. Orders came from places outside the official structure. Courtrooms turned into battlegrounds. At some point, even the national leadership of his party seemed unsure how to tame the situation. These storms did not come in seasons, they came in waves. One misunderstanding today. Another in two weeks. Another by the end of the month. Anyone watching closely could see that the governor was in a permanent state of emergency.

So when the winds started shifting again and lawmakers began to realign, those who understood the undercurrents knew exactly what was coming. Fubara knew too. A man can only take so much. After months of attacks, humiliations and attempts to cage his authority, the move to another party was not just political. It was personal. He had given the reconciliation process more chances than most would. He had swallowed more insults than any governor should. He had watched institutions bend and twist under the weight of private interests. In many ways, his defection is a declaration that he has finally chosen to protect himself.

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But the bigger question is how we got here. How did two governors in two different parts of the country end up taking the same decision for different but related reasons? The answer goes back to the state of internal democracy in our parties. No party in Nigeria today fully practices the constitution it claims to follow. They have elaborate rules on paper but very loose habits in reality. They talk about fairness, but their primaries are often messy. They preach unity, but their caucuses are usually divided into rival camps. They call themselves democratic institutions, yet dissent is treated as disloyalty.

MORE FROM THE AUTHOR:OPINION: Nigerian Leaders And The Tragedy Of Sudden Riches

Political parties are supposed to be the engine rooms of democracy. They are the homes where ideas are debated, leaders are groomed, and future candidates are shaped. In Nigeria, they increasingly look like fighting arenas where the loudest voices drown out everyone else. When leaders ignore their own constitutions, the structure begins to crack. When factions begin to run parallel meetings, the foundation gets weaker. When decisions are forced down the throats of members, people begin making private plans for their future.

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No governor wants to govern in chaos. No politician wants to be the last one standing in a sinking ship. This is why defections are becoming more common. A party that cannot manage itself cannot manage its members. And members who feel exposed will always look for safer ground.

But while these moves make sense for Adeleke and Fubara personally, the people they govern often become the ones left in confusion. Voters choose candidates partly because of party ideology, even if our ideologies are weak. They expect stability. They expect continuity. They expect that the mandate they gave will remain intact. So when a governor shifts political camp without prior consultation, the people feel blindsided. They begin to wonder whether their votes carry weight in a system where elected officials can switch platforms in the blink of an eye.

This is where the politics of survival becomes dangerous for democracy. If leaders keep prioritizing their personal safety over party stability, the system begins to lose coherence. Parties lose their identity. Elections lose their meaning. Governance becomes a game of musical chairs. Today you are here. Tomorrow you are there. Next week you may be somewhere else. The people become bystanders in a democracy that is supposed to revolve around them.

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Rivers and Osun should serve as reminders that political parties need urgent restructuring. They need to rebuild trust internally. They need to enforce their constitutions consistently. They need to treat members as stakeholders, not spectators. When members feel protected, they stay. When they feel targeted, they run. This pattern will continue until parties learn the simple truth that power is not built by intimidation, but by inclusion.

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There is also the question of what these defections mean for governance. When governors are dragged into endless party drama, service delivery suffers. Time that should be spent on roads, schools, hospitals, water projects and job creation ends up being spent in meetings, reconciliations and press briefings. Resources that should strengthen the state end up funding political battles. The public loses twice. First as witnesses to the drama. Then as victims of delayed or abandoned development.

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In Rivers, the months of tension slowed down the government. Initiatives were stalled because the governor was busy trying to survive political ambush. In Osun, Adeleke had to juggle governance with internal fights in a crumbling party structure. Imagine what they could have achieved if they were not constantly looking over their shoulders.

Now, as both men settle into new political homes, the final question is whether these new homes will provide stability or merely temporary shelter. Nigeria’s politics teaches one consistent lesson. New alliances often come with new expectations. New platforms often come with new demands. And new godfathers often come with new conditions. Whether Adeleke and Fubara have truly found peace or simply bought time is something only time will tell.

But as citizens, what we must insist on is simple. The politics of survival should not become the politics of abandonment. Our leaders can fight for their political life, but they must not forget that they hold the people’s mandate. The hunger, poverty, insecurity and infrastructural decay that Nigerians face will not be solved by defection. It will be solved by steady leadership and functional governance.

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The bigger lesson from Rivers and Osun is clear. If political parties in Nigeria continue on this path of disunity and internal sabotage, they will keep losing their brightest and most strategic figures. And if leaders keep running instead of reforming the system, then we will wake up one day to a democracy where the people are treated as an afterthought.

Governors may survive the storms. Parties may adjust to new alignments. But the people cannot keep paying the price. Nigeria deserves a democracy that works for the many, not the few. That is the real pulse of the nation.

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Human Rights Day: Stakeholders Call For More Campaigns Against GBV

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Panel of discussants at an event to commemorate the International Human Rights Day, 2025 on Wednesday called for more campaigns against Gender-Based Violence, adding that it must start from the family.

The panel of discussants drawn from religious and community leaders, security agents, members of the civil society community, chiefs, etc, made the call in Benin in an event organised by Justice Development & Peace Centre (JDPC), Benin, in collaboration with Women Aid Collective (WACOL) with the theme: Multilevel Dialogue for Men, Women, Youth and Critical Take holders on the Prevention and Response to Gender-Based Violence (GBV).

The stakeholders, who said causes of GBV are enormous, called for more enlightenment and education in the family, community and the religious circle.

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Security agents in the panel charged members of the public to report GBV cases to security agents regardless of the sex Involved, adding: “When GBV happens, it should be reported to the appropriate quarters. It doesn’t matter if the woman or the man is the victim. GBV perpetrators should not be covered up, they must be exposed. We are there to carry out the prosecution after carrying out the necessary investigation.”

READ ALSO:World Human Rights Day: CSO Tasks Govt On Protection Of Lives

Earlier in his opening remarks, Executive Director, JDPC, Rev. Fr. Benedicta Onwugbenu, lamented that (GBV) remains the most prevalent in the society yet hidden because of silence from victims.

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According to him, GBV knows no age, gender or race, adding that “It affects people of all ages, whether man or woman, boy or girl.”

It affects people from different backgrounds and communities, yet it remains hidden because of silence, stigma, and fear. Victims of GBV are suffering in silence.”

On her part, Programme Director, WACOL, Mrs. Francisca Nweke, who said “women are more affected, and that is why we are emphasising on them,” stressed “we are empowering Christian women and women leaders of culture for prevention and response to Gender-Based Violence in Nigeria through the strengthening of grassroots organisations.”

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